When selling a property in Spain, one of the most important — and most overlooked — questions is this:
Should furniture be included separately in the public deed or not?
The answer can significantly affect:
IRNR Spain explained: why Form 210 is mandatory even if you don’t rent your property
Many non-resident property owners in Spain believe they are fully compliant with Spanish taxes because their bank automatically charges the IBI each year.
Many buyers believe that once an offer is accepted or a deposit contract is signed, the property purchase can be completed immediately. However, when a mortgage is involved, the process requires several mandatory steps with the bank and the notary before the sale can legally complete.
Understanding these timelines is essential to avoid delays, disputes between buyer and seller, failed completion dates, or even legal problems arising from unrealistic contractual deadlines.
Property Transfer Tax (ITP) in Spain Explained: Reduced Rates, Costs and What You Really Pay
One of the most common questions from foreign buyers in Spain is:
- Can I buy a property in Spain without paying taxes?
- Is there any way to avoid property transfer tax in Andalusia?
- Are there reduced tax rates for buyers?
IBI, IRNR, IRPF and ongoing expenses for residents and non-residents
January 2026
Buying a property in Spain is not the end of your financial obligations.
Many property owners — especially non-residents — are unaware that owning a property in Spain involves ongoing taxes and annual costs.
Many foreign buyers assume that a property in Spain must be completely free of debts or charges before it can be sold. This is not correct.